Equity Release in Spain

Nuda propiedad (bare ownership) on Spain's Costa Blanca. A property investment strategy whereby a buyer purchases ownership rights to a home, while the seller retains a lifetime 'usufruct' (the right to live in the property) A buyer will usually acquire full possession only after a seller’s death (or) their decision to vacate. Popular among retirees, this arrangement allows vendors to access funds without relocating, while buyers secure the property at a greatly discounted price. The agreed value will depend on a seller’s age and market conditions. Equity Release is common in Costa Blanca, a prime retirement destination, due to its sunny climate and many amenities. Professional legal and financial advice should always be sought.